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OFFICE MEMORANDUM F.NO. 1/4/2019-NS, 

The rates of interest on various Small Savings Schemes for the fourth quarter of the FY 2022-23 starting from 1st January 2023 and ending on 31st March 2023 have been revised as detailed below:

InstrumentRates of interest from 1-10-2022 to 31-12-2022Rates of interest from 1-1-2023 to 31-3-2023
Savings Deposit4.04.0
1-Year Time Deposit5.56.6
2-Year Time Deposit5.76.8
3-Year Time Deposit5.86.9
5-Year Time Deposit6.77.0
5 Year Recurring Deposit5.85.8
Senior Citizen Savings Scheme7.68.0
Monthly Income Account Scheme6.77.1
National Savings Certificate6.87.0
Public Provident Fund Scheme7.17.1
Kisan Vikas Parra7.0 (will mature in 123 months)7.2 (will mature in 120 months)
Sukanya Samriddhi Account Scheme7.67.6

2. This has the approval of the competent authority.

(Garud RD)

Deputy Director (Budget)